As a life insurance agent, my approach revolves around understanding my clients’ needs before recommending any insurance product. Over the years, I’ve witnessed the withdrawal of some insurance products, while new offerings continue to emerge annually. With a focus on Allianz, the company I’ve been associated with, I’ve gained familiarity with their products. Here the highlight some popular insurance plans from Allianz.
Example New Policyholder
Age: 26
Gender: Female
Investment-Linked Products
Allianz UltimateLink
Description: Medical Card with investment-linked policy.
Example Benefits:
Death Benefit: RM135K
Critical Illness: RM135K (HealthCover Plus)
Premium Waiver: Yes
TPD (Total and Permanent Disability): RM135K
医药卡
Room & Board (R&B): RM200
Annual limit: RM2 million
Lifetime limit: No Limit
Premium: Approx RM3000/year
Features:
Cashless Medical Card, No Deductible, No lifetime limit, 77 Critical Illness
Allianz Everlink Signature
Description: Life Protection with investment-linked policy.
Example Benefits:
死亡保险金: RM1million
Critical Illness: RM100K (34 Years Term)
Premium Waiver: YES
TPD (Total and Permanent Disability): RM1million
Premium: Approx RM6000/year (10pay)
18% Loyalty Bonus @ age 64 = RM180K
Features:
Loyalty Bonus @ 30 years OR age 64 whichever later
Allianz Ultimatelink
Description: Life Protection with investment-linked policy with Overseas Medical Card Rider
Example Benefits:
死亡保险金: RM100K
TPD (Total and Permanent Disability): RM100K
MediAdvantage 医药卡
Annual limit: USD2 million
Lifetime limit: USD 4 million
Travel Benefit: Business Class
Accommodation Benefit: Five (5) Star Hotel
Daily Hospitalisation Indemnity: USD200
Premium: Approx RM2,000/year
Features:
Overseas Medical Treatment Benefit
Allianz Diabetic Essential
Description: A Medical Plan Designed for Diabetics
Example Benefits:
Overall Annual Limit: RM1,000,000
Overall Lifetime Limit: RM3,000,000
Hospitalizations & Surgical Benefits
Hospital Room & Board: RM200
Premium: Approx RM6,200/year
Features:
Overseas Medical Treatment Benefit
In fact the are No Best Insurance Plan, hence the Insurance Plan best suit to your needs. Contact us to choose the most appropriate insurance plan for you.
立即联系您信任的Allianz人寿保险代理。我们随时倾听、支持并解答您对保险的任何疑问，因为您的安心对我们来说至关重要。